The concept of having to buy one’s way out of a health issue is offensive to our morals and sensibilities, but it is more a part of our reality than we realize. Almost all health conditions considerably increase a person’s budget and demand financing. Some people’s conditions require the use of specialists who do not even take health insurance. No matter how highly we value the concept of socialized medicine that is free to the people, the fact remains that we must buy our way out of health problems when they arise.

Many of the most high up specialists do not accept health insurance, or if they do, they only accept preferred policies and providers. This is not good news for people of a low or average income who come down with serious conditions and need the most advanced medical help available. At best, they can hope to be insured by a provider that the specialist they need accepts, but this is unlikely as low to median income earners do not typically invest in premiere insurance coverage. At worst, they will need to come up with the money to see a specialist at out of pocket rates in order to get the treatment they need. Needless to say, this is out of the question to most low to median income earners.

Financing health care is challenging for most people, but no one knows this challenge greater than a low to average income earner who has been diagnosed with a condition that requires the best in medical care. We do not like to think of our health care system as unavailable to people. We like to think that it is there to help anyone who is in need of it. But the fact is, healthcare in America is still for sale. Despite Obamacare, the best of medical services still comes with a price tag that exceeds the average person’s financial abilities.

We have all noticed that some people have a strong awareness of their health while others do not. No one can put their finger on exactly why it is that some people are so personally invested in their health while others treat it like a non-reality, but anyone can observe statistics about how the more well off someone is, the more likely they are to be aware of and active about their health. This fact has been officially observed on many different levels, and is a result of several different influences.

One influence that is common would be drug and alcohol abuse and should be treated for it through drug and alcohol rehab programs.

Firstly, health services in America cost money. Some basic services are free to anyone, but most cost some amount of money either in insurance premiums or in paying directly for the services. This has an obvious connection to a person’s finances and their health. Those who have more money are better equipped to pay for health services, and they have the means to treat their medical conditions more thoroughly than those with less money.

Secondly, the more money a person has, the more access they have to nutritional and medicinal products that will keep them healthier. It is true that one can have a healthy, balanced diet on a low income and even tailor their diets and medicines to their particular health needs. But this becomes more complicated for people who have real conditions that need treatment. Some holistic remedies call for products that can cost a person quite a bit of money, especially now that we are aware that cheaper products often come with harmful chemicals and preservatives which only exacerbate conditions. The more money one has, the better they can take care of themselves.

And lastly, money buys a person a better education, and what is health awareness if not education? People receiving better educations are naturally exposed to more information, and they are taught what to do with that information in order to be effective people. This includes information about health. People who are able to afford better educations receive more information about health and are given direction on how to manage personal health.

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